McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime, please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| Added Pension | CSOPS - Added Pension | 19 Sep 2025 | Samantha Watts, Hayley Schofield |
| Added Pension | PCSPS - Added Pension | 21 Sep 2025 | Samantha Watts, Hayley Schofield |
| CETV | CSOPS - Cash equivalent transfer values | 21 Sep 2025 | Samantha Watts, Louise Harker |
| CETV | PCSPS - Cash equivalent transfer values including added pension benefits | 21 Sep 2025 | Louise Harker, Samantha Watts |
| Commutation | CSOPS - Trivial commutation factors | 21 Sep 2025 | Samantha Watts, Hayley Schofield |
| Commutation | PCSPS - Inverse commutation (lump sum to pension) | 21 Sep 2025 | Samantha Watts, Hayley Schofield |
| Commutation | PCSPS - Trivial commutation | 21 Sep 2025 | Samantha Watts, Hayley Schofield |
| ERF and LRF | CSOPS - Early payment reduction (normal health) and age addition | 21 Sep 2025 | Samantha Watts, Louise Harker |
| ERF and LRF | CSOPS - Late payment supplement | 21 Sep 2025 | Samantha Watts, Louise Harker |
| ERF and LRF | PCSPS - Early retirement, late retirement, age addition and late payment supplement | 21 Sep 2025 | Louise Harker, Samantha Watts |
| ERRBO and EPA | CSOPS - Actuarial Reduction Buy Out (ARBO) | 21 Sep 2025 | Samantha Watts, Louise Harker |
| ERRBO and EPA | CSOPS - EEPA and EPA options | 21 Sep 2025 | Samantha Watts, Louise Harker |
| ERRBO and EPA | PCSPS - Actuarial reduction buy out (ARBO) - all members except those retiring before age 55 whose deemed date for pension increases occurs before the date of early retirement | 21 Sep 2025 | Louise Harker, Samantha Watts |
| ERRBO and EPA | PCSPS - Actuarial reduction buy out (ARBO) - members retiring before age 55 whose deemed date for pension increases occurs before the date of early retirement | 21 Sep 2025 | Louise Harker, Samantha Watts |
| Other - scheme specific | CSOPS - Allocation of pension | 18 Oct 2025 | Louise Harker, Samantha Watts |
| Other - scheme specific | CSOPS - Compensation in lieu of notice | 18 Oct 2025 | Samantha Watts, Louise Harker |
| Other - scheme specific | CSOPS - GMP tests | 13 Dec 2019 | |
| Other - scheme specific | PCSPS - Allocation of pension | 17 Oct 2025 | Louise Harker, Samantha Watts |
| Other - scheme specific | PCSPS - GMP tests | 13 Dec 2019 | |
| Other - scheme specific | PCSPS - Widow(er)s' Pension Scheme (WPS) refund - Classic | 18 Oct 2025 | Samantha Watts, Louise Harker |
| Other - scheme specific | PCSPS - Widow(er)s' Pension Scheme (WPS) refund - Classic Plus | 18 Oct 2025 | Louise Harker, Samantha Watts |
| Pension on Divorce | CSOPS - Cash equivalents for pension sharing on divorce | 21 Sep 2025 | Samantha Watts, Louise Harker |
| Pension on Divorce | CSOPS - Converting pension credit into pension | 21 Sep 2025 | Samantha Watts, Louise Harker |
| Pension on Divorce | PCSPS - Cash equivalents for pension sharing on divorce | 21 Sep 2025 | Louise Harker, Samantha Watts |
| Pension on Divorce | PCSPS - Converting pension credit into pension | 21 Sep 2025 | Samantha Watts, Louise Harker |
| Scheme Pays | CSOPS - Annual allowance charges - Calculation of pension offsets | 21 Sep 2025 | Samantha Watts, Hayley Schofield |
| Scheme Pays | PCSPS - Annual Allowance charges - Calculation of pension and lump sum offsets | 21 Sep 2025 | Louise Harker, Samantha Watts |
| Transfer In | CSOPS - Non-club transfers in | 21 Sep 2025 | Louise Harker, Samantha Watts |
The following historic guidance is available as a downloadable PDF:
