McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime, please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| ERF and LRF | 2006 - Early retirement in normal health | 19 Mar 2025 | Samantha Watts, Greg Donaldson |
| ERF and LRF | 2015 - Age additions and assumed age additions | 10 Dec 2019 | |
| ERF and LRF | 2015 - Early payment reductions | 19 Mar 2025 | Samantha Watts, Greg Donaldson |
The following historic guidance is available as a downloadable PDF:
| Guidance Type | Guidance Title | Date of Issue | |
| ERF and LRF | 2006 - Early Retirement Factors | 02 Dec 2014 | |
| ERF and LRF | 2006 - Early Retirement Factors | 04 Jul 2011 | |
| ERF and LRF | 2006 - Early retirement in normal health | 10 Dec 2019 | |
| ERF and LRF | 2015 - Age additions and assumed age additions | 20 May 2015 | |
| ERF and LRF | 2015 - Early payment reductions | 20 Nov 2020 | |
| ERF and LRF | 2015 - Early payment reductions | 31 Mar 2015 |
