McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime, please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| Added Pension | 2015 - Purchase of Additional Pension | 04 Apr 2025 | Hayley Schofield, Greg Donaldson |
| CETV | 1992 - Statutory Cash Equivalent Transfer Values and Club Transfers Out | 10 Mar 2025 | Samantha Watts, Greg Donaldson |
| CETV | 2007 - Individual Cash Equivalent Transfers | 10 Mar 2025 | Greg Donaldson, Samantha Watts |
| CETV | 2015 - Individual Cash Equivalent Transfers | 10 Mar 2025 | Greg Donaldson, Samantha Watts |
| Club Transfers | 2015 - Club Transfers (Supplement to the Club Memorandum) | 28 May 2025 | Hayley Schofield, Charlotte White |
| Commutation | 1992 - Commutation on retirement | 04 Apr 2025 | Greg Donaldson, Hayley Schofield |
| Commutation | 1992, 2007 - Trivial Commutation and Capitalisation for Death Gratuities | 04 Apr 2025 | Hayley Schofield, Greg Donaldson |
| Commutation | 2015 - Commutation of Small Pensions | 04 Apr 2025 | Hayley Schofield, Greg Donaldson |
| ERF and LRF | 2007 - Early retirement in normal health | 20 Mar 2025 | Greg Donaldson, Hayley Schofield |
| ERF and LRF | 2015 - Age additions and assumed age additions | 20 Mar 2025 | Greg Donaldson, Hayley Schofield |
| ERF and LRF | 2015 - Early payment reductions | 20 Mar 2025 | Hayley Schofield, Greg Donaldson |
| Pension on Divorce | 1992 - Pensioner cash equivalents on divorce, pension credits and debits | 12 May 2025 | Greg Donaldson, Samantha Watts |
| Pension on Divorce | 2007 - Pensioner cash equivalents on divorce, pension credits and debits | 12 May 2025 | Samantha Watts, Greg Donaldson |
| Pension on Divorce | 2015 - Pension Sharing on Divorce | 12 May 2025 | Greg Donaldson, Samantha Watts |
| Scheme Pays | 1992 - Scheme pays debits (offsets) | 10 Mar 2025 | Hayley Schofield, Charlotte White |
| Scheme Pays | 2007 - Scheme pays debits (offsets) | 10 Mar 2025 | Hayley Schofield, Charlotte White |
| Scheme Pays | 2015 - Scheme pays debits (offsets) | 10 Mar 2025 | Hayley Schofield, Charlotte White |
The following historic guidance is available as a downloadable PDF:
