McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime, please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| Added Pension | 2015 - Purchase of Additional Pension | 18 Jul 2019 | |
| Commutation | 2015 - Trivial commutation | 25 Mar 2025 | Hayley Schofield, Ken Starr |
| Commutation | 2022 - Trivial commutation | 25 Mar 2025 | Hayley Schofield, Ken Starr |
| ERF and LRF | 2015 - Age addition factors | 20 Mar 2025 | Samantha Watts, Ken Starr |
| ERF and LRF | 2015 - Early payment of pension | 20 Mar 2025 | Samantha Watts, Ken Starr |
| ERF and LRF | 2022 - Age addition factors | 24 Mar 2025 | Samantha Watts, Ken Starr |
| ERF and LRF | 2022 - Early payment of pension | 24 Mar 2025 | Samantha Watts |
| ERF and LRF | 2022 - Late payment supplement | 24 Mar 2025 | Ken Starr, Hayley Schofield |
| ERRBO and EPA | 2015 - Early payment reduction buy out option for members | 01 Apr 2025 | Garry Swann, Hayley Schofield |
| Other - scheme specific | 2015 - Allocation | 05 Jul 2019 | |
| Scheme Pays | 2015 - Calculation of Scheme Pays Offset | 26 Sep 2019 | |
| CETV and Pension on Divorce | 2022 - CETVs and Pension Credits | 07 Apr 2025 | Garry Swann, Samantha Watts |
| CETV and Pension on Divorce | JUPRA, FPJPS, 2015 - CETVs and Pension Credits | 07 Apr 2025 | Samantha Watts, Garry Swann |
The following historic guidance is available as a downloadable PDF:
