McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime, please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| ERF and LRF | 2006 - Early retirement with actuarial reduction | 13 Jul 2021 | |
| ERF and LRF | 2015 - Age additions and late payment supplements | 19 Aug 2019 | |
| ERF and LRF | 2015 - Early payment reduction and option to buy out | 19 Aug 2019 |
The following historic guidance is available as a downloadable PDF:
| Guidance Type | Guidance Title | Date of Issue | |
| ERF and LRF | 2015 - Age additions and late payment supplements | 04 Jun 2015 | |
| ERF and LRF | 2015 - Early payment reduction and option to buy out | 08 May 2015 |
