McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime, please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| Added Pension | Purchase of additional pension and ceasing monthly contribution elections | 12 May 2025 | Hayley Schofield, Samantha Watts |
| CETV | Cash equivalent transfer values (CETVs) | 26 Mar 2025 | Hayley Schofield, Samantha Watts |
| CETV | Cash equivalent transfer values (CETVs) for ages above NPA | 26 Mar 2025 | Samantha Watts, Hayley Schofield |
| Club Transfers | CARE - Club transfers (supplement to the Club Memorandum) | 05 Jun 2025 | Hayley Schofield, Samantha Watts |
| Commutation | Conversion of lump sum to pension | 12 May 2025 | Hayley Schofield, Samantha Watts |
| Commutation | Trivial commutation | 09 Apr 2025 | Hayley Schofield, Samantha Watts |
| ERF and LRF | CARE - Late retirements | 07 Apr 2025 | Samantha Watts, Hayley Schofield |
| ERF and LRF | Early retirement in normal health | 12 May 2025 | Samantha Watts, Hayley Schofield |
| ERF and LRF | FS - Late retirements | 07 Apr 2025 | Samantha Watts, Hayley Schofield |
| ERRBO and EPA | CARE - Election to buy out the standard reduction | 09 Apr 2025 | Hayley Schofield, Samantha Watts |
| Other - scheme specific | CARE - Faster accrual | 25 Oct 2019 | |
| Other - scheme specific | FS - Outstanding contributions in respect of PAY and AFB contracts | 11 Sep 2019 | |
| Other - scheme specific | FS - Purchasing additional family benefits | 11 Sep 2019 | |
| Pension on Divorce | Cash equivalents on divorce | 12 May 2025 | Hayley Schofield, Samantha Watts |
| Pension on Divorce | Pension credits on divorce | 11 Apr 2025 | Hayley Schofield, Samantha Watts |
| Pension on Divorce | Recovering pensions on divorce administration charges | 12 May 2025 | Hayley Schofield, Samantha Watts |
| Scheme Pays | CARE - Scheme Pays debits | 10 Mar 2025 | Hayley Schofield, Samantha Watts |
| Scheme Pays | FS - Scheme Pays debits | 10 Mar 2025 | Hayley Schofield, Samantha Watts |
| Transfer In | Non-Club incoming transfers | 27 Oct 2019 | |
| Transfer In | Over NPA non-Club incoming transfers | 27 Oct 2019 |
The following historic guidance is available as a downloadable PDF:
