McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime, please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| Added Pension | Purchase of AP and ceasing monthly contribution elections | 02 Jun 2025 | Will Stobbs, Samantha Watts |
| CETV | Cash equivalent transfer values (CETVs) | 02 Jun 2025 | Samantha Watts, Will Stobbs |
| CETV | Cash equivalent transfer values (CETVs) for ages above NPA | 02 Jun 2025 | Samantha Watts, Will Stobbs |
| Club Transfers | CARE - Club transfers in | 02 Feb 2020 | |
| Club Transfers | CARE - Club transfers out | 02 Feb 2020 | |
| Commutation | Conversion of lump sum to pension | 02 Jun 2025 | Hayley Schofield, Will Stobbs |
| Commutation | Trivial commutation | 02 Jun 2025 | Will Stobbs, Hayley Schofield |
| ERF and LRF | Early retirement in normal health | 02 Jun 2025 | Samantha Watts, Will Stobbs |
| ERF and LRF | FS - Late retirements | 02 Jun 2025 | Samantha Watts, Will Stobbs |
| ERRBO and EPA | CARE - Election to buy out the standard reduction | 02 Jun 2025 | Samantha Watts, Will Stobbs |
| Other - scheme specific | CARE - Faster accrual | 17 Oct 2019 | |
| Other - scheme specific | FS - Capped final pensionable salaries | 03 Oct 2019 | |
| Other - scheme specific | FS - Outstanding contributions in respect of PAY and AFB contracts | 17 Sep 2019 | |
| Other - scheme specific | FS - Premature retirement - factors for capitalising the cost of compensation | 03 Oct 2019 | |
| Other - scheme specific | FS - Purchasing additional family benefits | 17 Sep 2019 | |
| Pension on Divorce | Cash equivalents on divorce | 02 Feb 2020 | |
| Pension on Divorce | Pension credits on divorce | 02 Feb 2020 | |
| Scheme Pays | CARE - Scheme Pays debits | 02 Jun 2025 | Hayley Schofield, Will Stobbs |
| Scheme Pays | FS - Scheme Pays debits | 02 Jun 2025 | Hayley Schofield, Will Stobbs |
| Transfer In | Non-Club incoming transfers | 02 Feb 2020 |
The following historic guidance is available as a downloadable PDF:
