McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime, please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| Added Pension | Purchase of additional pension and ceasing monthly contribution elections | 07 May 2025 | Tim Weir, Samantha Watts |
| CETV | Cash equivalent transfer values (CETVs) | 07 May 2025 | Samantha Watts, Tim Weir |
| Club Transfers | CARE - Club transfers in | 18 Feb 2021 | |
| Club Transfers | CARE - Club transfers out | 18 Feb 2021 | |
| Commutation | Conversion of lump sum to pension | 07 May 2025 | Tim Weir, Hayley Schofield |
| Commutation | Trivial commutation | 07 May 2025 | Hayley Schofield, Tim Weir |
| ERF and LRF | Early retirements in normal health | 07 May 2025 | Hayley Schofield, Tim Weir |
| ERF and LRF | FS - Late retirements | 07 May 2025 | Hayley Schofield, Tim Weir |
| ERRBO and EPA | CARE - Election to buy out the standard reduction | 07 May 2025 | Tim Weir, Hayley Schofield |
| Other - scheme specific | CARE - Faster accrual | 18 Feb 2021 | |
| Other - scheme specific | FS - Capped final pensionable salaries | 18 Feb 2021 | |
| Other - scheme specific | FS - Outstanding contributions in respect of PAY and AFB contracts | 16 Dec 2021 | |
| Other - scheme specific | FS - Premature retirement - Factors for capitalising the cost of compensation | 18 Feb 2021 | |
| Other - scheme specific | FS - Purchasing additional family benefits | 18 Feb 2021 | |
| Pension on Divorce | Cash equivalents on divorce | 07 May 2025 | Samantha Watts, Tim Weir |
| Pension on Divorce | Pension credits on divorce | 07 May 2025 | Samantha Watts, Tim Weir |
| Scheme Pays | CARE - Scheme Pays debits | 07 May 2025 | Hayley Schofield, Tim Weir |
| Scheme Pays | FS - Scheme Pays debits | 07 May 2025 | Hayley Schofield, Tim Weir |
| Transfer In | Non-Club incoming transfers | 18 Feb 2021 |
The following historic guidance is available as a downloadable PDF:
