There are 14 tables associated with this guidance note, listed in the table below, which shows:

  • Table ID - the name assigned to the table of factors in the Consolidated Factor Workbook.
  • Alternative table ref. - this shows the name assigned to the tables of factors in our guidance notes prior to the introduction of the Consolidated Factor Workbook and may still be referred to in the explanations of the formulae within this guidance.
  • Factor Type, Section, Description, Gender - give information about the tables of factors so that you can verify that the appropriate table is being used for the circumstances of the case
The required factors can be found by locating the correct table from the Consolidated Factor Workbook, which can be found by selecting the Consolidated Factor Workbook tab in the navigation bar above or use the Download current Consolidated Factor Workbook button on the right of the scheme homepage.

Table ID Alternative table ref. Factor type Section Description Gender
1-406 P1ER60PEN1 ERF Classic and Premium Early retirement for all members except for those retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs. (Circumstance 1) - Classic and Premium NPA 60 members. Factors for calculating the actuarially reduced pension Unisex
1-407 P1ER60LS1 ERF Classic Early retirement for all members except for those retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs. (Circumstance 1) - Classic NPA 60 members. Factors for calculating the actuarially reduced lump sum Unisex
1-408 P1ER60PEN2 ERF Classic and Premium Early retirement for members retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs. (Circumstance 2) - Classic and Premium NPA 60 members. Factors for calculating the actuarially reduced pension Unisex
1-409A P1ER60LS2 - Table B ERF Classic Early retirement for members retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs. (Circumstance 2) - Classic NPA 60 members. Factors for calculating the actuarially reduced lump sum Unisex
1-409B P1ER60LS2 - Table C ERF Classic Early retirement for members retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs. (Circumstance 2) - Classic NPA 60 members. Factors for calculating the actuarially reduced lump sum Unisex
1-410 P1ER65PEN1 ERF Classic and Premium Early retirement for all members except for those retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs. (Circumstance 1) - Classic and Premium NPA 65 members. Factors for calculating the actuarially reduced pension Unisex
1-411 P1ER65LS1 ERF Classic Early retirement for all members except for those retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs. (Circumstance 1) - Classic NPA 65 members. Factors for calculating the actuarially reduced lump sum Unisex
1-412 P1ER65PEN2 ERF Classic and Premium Early retirement for members before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs. (Circumstance 2) - Classic and Premium NPA 65 members. Factors for calculating the actuarially reduced pension Unisex
1-413A P1ER65LS2 - Table B ERF Classic Early retirement for members retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs. (Circumstance 2) - Classic NPA 65 members. Factors for calculating the actuarially reduced lump sum Unisex
1-413B P1ER65LS2 - Table C ERF Classic Early retirement for members retiring before age 55 whose deemed date for pension increases is in an earlier financial year than when the date of early retirement occurs. (Circumstance 2) - Classic NPA 65 members. Factors for calculating the actuarially reduced lump sum Unisex
1-414 P1ER65NUV ERF Nuvos Early retirement from nuvos scheme Unisex
1-417 P1AANUV LRF Nuvos Age addition factors in Nuvos Unisex
1-418 P1LPSNUV LRF Nuvos Late Payment Supplement factors for Nuvos Unisex
1-421 F ERF Classic and Premium Early retirement for all members except for those retiring before age 55 whose deemed date for PI is in an earlier financial year then when date of ER occurs Unisex
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