McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime, please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| Added Pension | CSOPS_NI - Added Pension | 07 Apr 2025 | Louise Harker, Hayley Schofield |
| Added Pension | PCSPS_NI - Added Pension | 07 Apr 2025 | Hayley Schofield, Louise Harker |
| CETV | CSOPS_NI - Cash equivalent transfer values (CETVs) | 07 Apr 2025 | Louise Harker, Samantha Watts |
| CETV | PCSPS_NI - Cash equivalent transfer values (CETVs) including AP benefits | 22 Jul 2025 | Louise Harker, Samantha Watts |
| Commutation | CSOPS_NI - Factors for Trivial Commutation | 07 Apr 2025 | Louise Harker, Hayley Schofield |
| Commutation | PCSPS_NI - Inverse commutation (lump sum to pension) | 07 Apr 2025 | Hayley Schofield, Louise Harker |
| Commutation | PCSPS_NI - Inverse commutation - lump sum to pension | 09 Apr 2015 | |
| Commutation | PCSPS_NI - Trivial commutation | 07 Apr 2025 | Louise Harker, Hayley Schofield |
| ERF and LRF | CSOPS_NI - Early payment reduction (normal health) and age addition | 07 Apr 2025 | Louise Harker, Samantha Watts |
| ERF and LRF | CSOPS_NI - Late payment supplements | 07 Apr 2025 | Samantha Watts, Louise Harker |
| ERF and LRF | PCSPS_NI - Early and late retirement, age addition and LPS | 28 May 2025 | Louise Harker, Samantha Watts |
| ERRBO and EPA | CSOPS_NI - Actuarial Reduction Buy Out (ARBO) | 07 Apr 2025 | Louise Harker, Samantha Watts |
| ERRBO and EPA | CSOPS_NI - Effective Pension Age (EPA) option | 08 Apr 2025 | Samantha Watts, Louise Harker |
| ERRBO and EPA | PCSPS_NI - Actuarial Reduction Buy Out (ARBO) | 07 Apr 2025 | Louise Harker, Samantha Watts |
| Other - scheme specific | CSCSNI - Commutation of ACP and Capitalisation of Employer Cost | 06 Nov 2019 | |
| Other - scheme specific | PCSPS_NI - GMP tests | 13 Dec 2019 | |
| Other - scheme specific | PCSPS_NI - Widow(er)s' Pension Scheme (WPS) refund - Classic | 01 Dec 2022 | |
| Other - scheme specific | PCSPS_NI - Widow(er)s' Pension Scheme (WPS) refund - Classic Plus | 01 Dec 2022 | |
| Pension on Divorce | CSOPS_NI - Cash equivalents for pension sharing on divorce | 22 Jul 2025 | Samantha Watts, Louise Harker |
| Pension on Divorce | CSOPS_NI - Converting pension credit into pension | 22 Jul 2025 | Louise Harker, Samantha Watts |
| Pension on Divorce | PCSPS_NI - Cash equivalents for pension sharing on divorce | 22 Jul 2025 | Samantha Watts, Louise Harker |
| Pension on Divorce | PCSPS_NI - Converting pension credit into pension | 22 Jul 2025 | Louise Harker, Samantha Watts |
| Scheme Pays | CSOPS_NI - Annual allowance charges - Calculation of pension offsets | 08 Apr 2025 | Louise Harker, Hayley Schofield |
| Scheme Pays | PCSPS_NI - Annual allowance charges - Calculation of pension and lump sum offsets | 08 Apr 2025 | Louise Harker, Samantha Watts |
| Transfer In | CSOPS_NI - Non-Club transfers in | 11 Jun 2025 | Louise Harker, Samantha Watts |
The following historic guidance is available as a downloadable PDF:
