Current guidance
McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime,
please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
Guidance Type
Guidance Title
Date of Issue
Issued by
Added Pension
CSOPS_NI - Added Pension
07 Apr 2025
Louise Harker, Hayley Schofield
Added Pension
PCSPS_NI - Added Pension
07 Apr 2025
Hayley Schofield, Louise Harker
CETV
CSOPS_NI - Cash equivalent transfer values (CETVs)
07 Apr 2025
Louise Harker, Samantha Watts
CETV
PCSPS_NI - Cash equivalent transfer values (CETVs) including AP benefits
14 Oct 2019
Commutation
CSOPS_NI - Factors for Trivial Commutation
07 Apr 2025
Louise Harker, Hayley Schofield
Commutation
PCSPS_NI - Inverse commutation (lump sum to pension)
07 Apr 2025
Hayley Schofield, Louise Harker
Commutation
PCSPS_NI - Inverse commutation - lump sum to pension
09 Apr 2015
Commutation
PCSPS_NI - Trivial commutation
07 Apr 2025
Louise Harker, Hayley Schofield
ERF and LRF
CSOPS_NI - Early payment reduction (normal health) and age addition
07 Apr 2025
Louise Harker, Samantha Watts
ERF and LRF
CSOPS_NI - Late payment supplements
07 Apr 2025
Samantha Watts, Louise Harker
ERF and LRF
PCSPS_NI - Early and late retirement, age addition and LPS
01 Aug 2019
ERRBO and EPA
CSOPS_NI - Actuarial Reduction Buy Out (ARBO)
07 Apr 2025
Louise Harker, Samantha Watts
ERRBO and EPA
CSOPS_NI - Effective Pension Age (EPA) option
08 Apr 2025
Samantha Watts, Louise Harker
ERRBO and EPA
PCSPS_NI - Actuarial Reduction Buy Out (ARBO)
07 Apr 2025
Louise Harker, Samantha Watts
Other - scheme specific
CSCSNI - Commutation of ACP and Capitalisation of Employer Cost
06 Nov 2019
Other - scheme specific
PCSPS_NI - GMP tests
13 Dec 2019
Other - scheme specific
PCSPS_NI - WPS Contingent Spouse's Premium - Classic
01 Aug 2022
Other - scheme specific
PCSPS_NI - WPS Delayed Lump Sums - Classic
01 Aug 2022
Pension on Divorce
CSOPS_NI - Cash equivalents for pension sharing on divorce
17 Jan 2020
Pension on Divorce
CSOPS_NI - Converting pension credit into pension
01 Oct 2019
Pension on Divorce
PCSPS_NI - Cash equivalents for pension sharing on divorce
17 Jan 2020
Pension on Divorce
PCSPS_NI - Converting pension credit into pension
01 Oct 2019
Scheme Pays
CSOPS_NI - Annual allowance charges - Calculation of pension offsets
08 Apr 2025
Louise Harker, Hayley Schofield
Scheme Pays
PCSPS_NI - Annual allowance charges - Calculation of pension and lump sum offsets
08 Apr 2025
Louise Harker, Samantha Watts
Transfer In
CSOPS_NI - Non-Club transfers in
07 Nov 2019
Historic guidance
The following historic guidance is available as a downloadable PDF: