There are 6 tables associated with this guidance note, listed in the table below, which shows:

• Table ID - the name assigned to the table of factors in the Consolidated Factor Workbook.
• Alternative table ref. - this shows the name assigned to the tables of factors in our guidance notes prior to the introduction of the Consolidated Factor Workbook and may still be referred to in the explanations of the formulae within this guidance.
• Factor Type, Section, Description, Gender - give information about the tables of factors so that you can verify that the appropriate table is being used for the circumstances of the case

The required factors can be found by locating the correct table from the Consolidated Factor Workbook, which can be found by selecting the Consolidated Factor Workbook tab in the navigation bar above or use the Download current Consolidated Factor Workbook button on the right of the scheme homepage.

Table ID	Alternative table ref.	Factor type	Section	Description	Gender
0-401	P2ER65	ERF	Alpha	Early payment reduction factors for NPA/EPA 65	Unisex
0-402	P2ER66	ERF	Alpha	Early payment reduction factors for NPA/EPA 66	Unisex
0-403	P2ER67	ERF	Alpha	Early payment reduction factors for NPA/EPA 67	Unisex
0-404	P2ER68	ERF	Alpha	Early payment reduction factors for NPA/EPA 68	Unisex
0-416	P2AA1	LRF	Alpha	Age addition factors across various NPA/EPAs - for use with all descriptions of pension except added (self only) pension	Unisex
0-417	P2AA2	LRF	Alpha	Age addition factors across various NPA/EPAs - for use with added (self only) pension	Unisex