There are 15 tables associated with this guidance note, listed in the table below, which shows:

  • Table ID - the name assigned to the table of factors in the Consolidated Factor Workbook.
  • Alternative table ref. - this shows the name assigned to the tables of factors in our guidance notes prior to the introduction of the Consolidated Factor Workbook and may still be referred to in the explanations of the formulae within this guidance.
  • Factor Type, Section, Description, Gender - give information about the tables of factors so that you can verify that the appropriate table is being used for the circumstances of the case
The required factors can be found by locating the correct table from the Consolidated Factor Workbook, which can be found by selecting the Consolidated Factor Workbook tab in the navigation bar above or use the Download current Consolidated Factor Workbook button on the right of the scheme homepage.

Table ID Alternative table ref. Factor type Section Description Gender
1-405 P1ER60PEN1 ERF Classic and Premium Early retirement direct from service and/or over age 55 - Classic and Premium NPA 60 members - Factors for calculating the actuarially reduced pension Unisex
1-406 P1ER60LS1 ERF Classic Early retirement direct from service and deferred status over age 55 - Classic NPA 60 members - Factors for calculating the actuarially reduced lump sum Unisex
1-407 P1ER60PEN2 ERF Classic and Premium Early retirement from deferment and under 55 - Classic and Premium NPA 60 members - Factors for calculating the actuarially reduced pension Unisex
1-408A P1ER60LS2 - Table B ERF Classic Early retirement from deferment and under 55 - Classic NPA 60 members - Factors for calculating the actuarially reduced lump sum Unisex
1-408B P1ER60LS2 - Table C ERF Classic Early retirement from deferment and under 55 - Classic NPA 60 members - Factors for calculating the actuarially reduced lump sum Unisex
1-409 P1ER65PEN1 ERF Classic and Premium Early retirement direct from service or deferred status over age 55 - Classic and Premium NPA 65 members - Factors for calculating the actuarially reduced pension Unisex
1-410 P1ER65LS1 ERF Classic Early retirement direct from service and/or over age 55 - Classic NPA 65 members - Factors for calculating the actuarially reduced lump sum Unisex
1-411A P1ER65PEN2 ERF Classic and Premium Early retirement from deferment and under 55 - Classic and Premium NPA 65 members - Factors for calculating the actuarially reduced pension Unisex
1-412A P1ER65LS2 - Table B ERF Classic Early retirement from deferment and under 55 - Classic NPA 65 members - Factors for calculating the actuarially reduced lump sum Unisex
1-412B P1ER65LS2 - Table C ERF Classic Early retirement from deferment and under 55 - Classic NPA 65 members - Factors for calculating the actuarially reduced lump sum Unisex
1-413 P1ER65NUV ERF Nuvos Early retirement from nuvos scheme Unisex
1-421 P1AANUV1 LRF Nuvos Age addition factors in Nuvos - for use with all descriptions of pension where a contingent spouse’s pension is payable. Unisex
1-422 P1AANUV2 LRF Nuvos Age addition factors in Nuvos - for use with pension where no contingent spouse’s pension is payable e.g. contributed (self only) pension. Unisex
1-423 P1LPSNUV1 LRF Nuvos Late payment supplement factors in Nuvos – for use where member’s and contingent partner’s pension will receive a LPS Unisex
1-424 P1LPSNUV2 LRF Nuvos Late payment supplement factors in Nuvos - for use where the LPS applies only to the member’s pension e.g. contributed (self only) pension. Unisex
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