There are 4 tables associated with this guidance note, listed in the table below, which shows:

• Table ID - the name assigned to the table of factors in the Consolidated Factor Workbook.
• Alternative table ref. - this shows the name assigned to the tables of factors in our guidance notes prior to the introduction of the Consolidated Factor Workbook and may still be referred to in the explanations of the formulae within this guidance.
• Factor Type, Section, Description, Gender - give information about the tables of factors so that you can verify that the appropriate table is being used for the circumstances of the case

The required factors can be found by locating the correct table from the Consolidated Factor Workbook, which can be found by selecting the Consolidated Factor Workbook tab in the navigation bar above or use the Download current Consolidated Factor Workbook button on the right of the scheme homepage.

Table ID	Alternative table ref.	Factor type	Section	Description	Gender
1-726	P1ARBO60	ARBO	Classic and Premium	ARBO factors for classic or premium members (NPA 60)	Unisex
1-727	P1ARBO65FS	ARBO	Classic and Premium	ARBO factors for classic or premium members (NPA 65)	Unisex
1-728	P1ARBO65NUV	ARBO	Nuvos	ARBO factors for nuvos members (NPA 65)	Unisex
1-729	P1ARBO60NUV	ARBO	Nuvos	ARBO factors for nuvos pension credit members	Unisex