There are 5 tables associated with this guidance note, listed in the table below, which shows:

• Table ID - the name assigned to the table of factors in the Consolidated Factor Workbook.
• Alternative table ref. - this shows the name assigned to the tables of factors in our guidance notes prior to the introduction of the Consolidated Factor Workbook and may still be referred to in the explanations of the formulae within this guidance.
• Factor Type, Section, Description, Gender - give information about the tables of factors so that you can verify that the appropriate table is being used for the circumstances of the case

The required factors can be found by locating the correct table from the Consolidated Factor Workbook, which can be found by selecting the Consolidated Factor Workbook tab in the navigation bar above or use the Download current Consolidated Factor Workbook button on the right of the scheme homepage.

Table ID	Alternative table ref.	Factor type	Section	Description	Gender
x-203	A1	CETV	2006	Transfer value factors for deferred benefits payable from 65	Male
x-204	A2	CETV	2006	Transfer value factors for deferred benefits payable from 65 (Females age below 60)	Female
x-205	A3	CETV	2006	Transfer value factors for deferred benefits payable from 65 (Females age 60 and above)	Female
x-206	B1	CETV	2006	Transfer value factors for deferred benefits payable from 60	Male
x-207	B2	CETV	2006	Transfer value factors for deferred benefits payable from 60	Female

Club Factor Tables

The following tables from the Consolidated Factor Workbook from the Club Memorandum may be needed to carry out calculations under this guidance.

Table ID	Alternative table ref.	Factor type	Section	Description	Gender
0-102	Table 2	CETV	Club	Central Factors for Normal Pension Age of 60	Unisex
0-103	Table 3	CETV	Club	Central Factors for Normal Pension Age of 65	Unisex