There are 5 tables associated with this guidance note, listed in the table below, which shows:

• Table ID - the name assigned to the table of factors in the Consolidated Factor Workbook.
• Alternative table ref. - this shows the name assigned to the tables of factors in our guidance notes prior to the introduction of the Consolidated Factor Workbook and may still be referred to in the explanations of the formulae within this guidance.
• Factor Type, Section, Description, Gender - give information about the tables of factors so that you can verify that the appropriate table is being used for the circumstances of the case

The required factors can be found by locating the correct table from the Consolidated Factor Workbook, which can be found by selecting the Consolidated Factor Workbook tab in the navigation bar above or use the Download current Consolidated Factor Workbook button on the right of the scheme homepage.

Table ID	Alternative table ref.	Factor type	Section	Description	Gender
x-603	A1	Scheme pays AA	1992	Factors for calculating annual allowance pension debit for members below age 60	Male & Female
x-604	A2	Scheme pays AA	1992	Factors for calculating annual allowance pension debit for members aged 60 or above	Male & Female
x-611	B1	Scheme pays AA	1992	Retirement timing factor - annual allowance pension debit on normal retirement before age 60	Unisex
x-612	B2	Scheme pays AA	1992	Retirement timing factor - annual allowance pension debit on normal retirement after age 60	Unisex
x-613	C	Scheme pays AA	1992	Retirement timing factor - annual allowance pension debit on ill health retirement before age 60	Unisex