Current guidance
McCloud eligible members guidance
McCloud eligible members guidance has not yet been loaded onto the GAD Factors Guidance Hub. It is in the pipeline and will be added shortly. In the meantime,
please continue to use the guidance that has been issued in PDF, where relevant.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
Guidance Type
Guidance Title
Date of Issue
Issued by
Added Pension
2015 - Purchase of Additional Pension
21 May 2025
Hayley Schofield, Charlotte White
CETV
2015 - Individual Cash Equivalent Transfers
30 Jan 2020
CETV
FPS - Statutory Cash Equivalent Transfer Values and Club Transfers Out
30 Jan 2020
CETV
NFPS - Individual Cash Equivalent Transfers
30 Jan 2020
Club Transfers
2015 - Club Transfers (Supplement to the Club Memorandum)
09 Jul 2025
Charlotte White, Hayley Schofield
Commutation
2015 - Commutation of Small Pensions
29 Jan 2020
Commutation
FPS - Commutation on retirement
03 Apr 2023
Commutation
FPS, NFPS - Trivial Commutation and Capitalisation for Death Gratuities
29 Jan 2020
ERF and LRF
2015 - Age additions and assumed age additions
21 May 2025
Greg Donaldson, Hayley Schofield
ERF and LRF
2015 - Early payment reductions
21 May 2025
Greg Donaldson, Hayley Schofield
ERF and LRF
NFPS - Early retirement in normal health
22 May 2025
Greg Donaldson, Samantha Watts
Pension on Divorce
2015 - Pension Sharing on Divorce
30 Jan 2020
Pension on Divorce
FPS - Pensioner cash equivalents on divorce, pension credits and debits
06 Mar 2020
Pension on Divorce
NFPS - Pensioner cash equivalents on divorce, pension credits and debits
06 Mar 2020
Scheme Pays
2015 - Scheme pays debits (offsets)
21 May 2025
Hayley Schofield, Charlotte White
Scheme Pays
FPS - Scheme pays debits (offsets)
21 May 2025
Hayley Schofield, Charlotte White
Scheme Pays
NFPS - Scheme Pays Pension Debit
21 May 2025
Hayley Schofield, Charlotte White
Historic guidance
The following historic guidance is available as a downloadable PDF: