McCloud eligible members guidance
For members with remediable service between 1 April 2015 and 31 March 2022, please read the relevant PDF McCloud guidance in this section. McCloud guidance will direct you to ensure that remedy is appropriately incorporated into the calculation for eligible members.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
For all calculations with current or future calculation dates, factors should be taken from the current version of the Consolidated Factor Workbook which
can be found by clicking on this title in the navigation bar.
WARNING: Factors contained in any PDF guidance listed below should not be used except for calculations requiring the factors at a previous effective date.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| Added Pension | 2015 - Purchase of Additional Pension | 21 May 2025 | Hayley Schofield, Charlotte White |
| Commutation | 2015 - Commutation of Small Pensions | 29 Jan 2020 | |
| Commutation | FPS - Commutation on retirement | 20 May 2026 | Hayley Schofield, Greg Donaldson |
| Commutation | FPS, NFPS - Trivial Commutation and Capitalisation for Death Gratuities | 29 Jan 2020 | |
| ERF and LRF | 2015 - Age additions and assumed age additions | 21 May 2025 | Greg Donaldson, Hayley Schofield |
| ERF and LRF | 2015 - Early payment reductions | 21 May 2025 | Greg Donaldson, Hayley Schofield |
| ERF and LRF | NFPS - Early retirement in normal health | 22 May 2025 | Greg Donaldson, Samantha Watts |
| Pension on Divorce | 2015 - Pension Sharing on Divorce | 30 Jan 2020 | |
| Pension on Divorce | FPS - Pensioner cash equivalents on divorce, pension credits and debits | 06 Mar 2020 | |
| Pension on Divorce | NFPS - Pensioner cash equivalents on divorce, pension credits and debits | 06 Mar 2020 | |
| Scheme Pays | 2015 - Scheme pays debits (offsets) | 21 May 2025 | Hayley Schofield, Charlotte White |
| Scheme Pays | FPS - Scheme pays debits (offsets) | 21 May 2025 | Hayley Schofield, Charlotte White |
| Scheme Pays | NFPS - Scheme Pays Pension Debit | 21 May 2025 | Hayley Schofield, Charlotte White |
| CETV, transfers in and club transfers | 2015 - Club Transfers (Supplement to the Club Memorandum) | 09 Jul 2025 | Charlotte White, Hayley Schofield |
| CETV, transfers in and club transfers | 2015 - Individual Cash Equivalent Transfers | 30 Jan 2020 | |
| CETV, transfers in and club transfers | FPS - Statutory Cash Equivalent Transfer Values and Club Transfers Out | 09 Aug 2024 | |
| CETV, transfers in and club transfers | NFPS - Individual Cash Equivalent Transfers | 09 Aug 2024 |
The following historic guidance is available as a downloadable PDF:
