McCloud eligible members guidance
There is no McCloud guidance for this guidance type.
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
For all calculations with current or future calculation dates, factors should be taken from the current version of the Consolidated Factor Workbook which
can be found by clicking on this title in the navigation bar.
WARNING: Factors contained in any PDF guidance listed below should not be used except for calculations requiring the factors at a previous effective date.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| ERF and LRF | 2006 - Early retirement in normal health | 17 Sep 2025 | Hayley Schofield, Greg Donaldson |
| ERF and LRF | 2015 - Age additions and assumed age additions | 17 Sep 2025 | Greg Donaldson, Hayley Schofield |
| ERF and LRF | 2015 - Early payment reductions | 17 Sep 2025 | Greg Donaldson, Hayley Schofield |
The following historic guidance is available as a downloadable PDF:
| Guidance Type | Guidance Title | Date of Issue | |
| ERF and LRF | 2006 - Early Retirement Factors | 13 Aug 2015 | |
| ERF and LRF | 2006 - Early Retirement Factors | 18 Feb 2015 | |
| ERF and LRF | 2006 - Early Retirement Factors | 02 Dec 2014 | |
| ERF and LRF | 2006 - Early Retirement Factors | 04 Jul 2011 | |
| ERF and LRF | 2006 - Early retirement in normal health | 22 Nov 2019 | |
| ERF and LRF | 2015 - Age additions and assumed age additions | 26 Nov 2019 | |
| ERF and LRF | 2015 - Age additions and assumed age additions | 20 May 2015 | |
| ERF and LRF | 2015 - Early payment reductions | 27 Nov 2019 | |
| ERF and LRF | 2015 - Early payment reductions | 01 Apr 2015 |
