There are 8 tables associated with this guidance note, listed in the table below, which shows:

  • Table ID - the name assigned to the table of factors in the Consolidated Factor Workbook.
  • Alternative table ref. - this shows the name assigned to the tables of factors in our guidance notes prior to the introduction of the Consolidated Factor Workbook and may still be referred to in the explanations of the formulae within this guidance.
  • Factor Type, Section, Description, Gender - give information about the tables of factors so that you can verify that the appropriate table is being used for the circumstances of the case
The required factors can be found by locating the correct table from the Consolidated Factor Workbook, which can be found by selecting the Consolidated Factor Workbook tab in the navigation bar above or use the Download current Consolidated Factor Workbook button on the right of the scheme homepage.

Table ID Alternative table ref. Factor type Section Description Gender
2-410 A5 ERF 2022 Early payment reduction factors in respect of benefits linked to NPA 65 Unisex
2-411 A6 ERF 2022 Early payment reduction factors in respect of benefits linked to NPA 66 Unisex
2-412 A7 ERF 2022 Early payment reduction factors in respect of benefits linked to NPA 67 Unisex
2-413 A8 ERF 2022 Early payment reduction factors in respect of benefits linked to NPA 68 Unisex
2-422 A9 ERF 2022 Early payment reduction factors in respect of benefits linked to NPA 65 for pension credit members who do not have the option of commutation at retirement Unisex
2-423 A10 ERF 2022 Early payment reduction factors in respect of benefits linked to NPA 66 for pension credit members who do not have the option of commutation at retirement Unisex
2-424 A11 ERF 2022 Early payment reduction factors in respect of benefits linked to NPA 67 for pension credit members who do not have the option of commutation at retirement Unisex
2-425 A12 ERF 2022 Early payment reduction factors in respect of benefits linked to NPA 68 for pension credit members who do not have the option of commutation at retirement Unisex
frontpagelogo