McCloud eligible members guidance
This area provides guidance for members eligible for McCloud remedy (those with remediable service between 1 April 2015 and 31 March 2022) in PDF format.
For such members, where relevant guidance exists, the McCloud guidance should be viewed first as it provides instructions on how to correctly apply the relevant
legacy or reformed scheme guidance so that remedy is appropriately incorporated into the calculation.
| Guidance Type | Guidance Title | Date of Issue | Issued by | Examples |
| ERRBO and EPA | Guidance for applying McCloud remedy to benefits relating to member voluntary contributions (MVCs) | 26 Nov 2025 | Anne-Marie Pettie, Garry Swann | n/a |
Guidance
The following factor guidance is available. As stated above, any applicable McCloud guidance should be noted first.
For all calculations with current or future calculation dates, factors should be taken from the current version of the Consolidated Factor Workbook which
can be found by clicking on this title in the navigation bar.
WARNING: Factors contained in any PDF guidance listed below should not be used except for calculations requiring the factors at a previous effective date.
| Guidance Type | Guidance Title | Date of Issue | Issued by |
| ERRBO and EPA | 2015 - Early retirement reduction buy-out (ERRBO) | 07 May 2025 | Garry Swann, Hayley Schofield |
The following historic guidance is available as a downloadable PDF:
| Guidance Type | Guidance Title | Date of Issue | |
| ERRBO and EPA | 2015 - Early retirement reduction buy-out (ERRBO) | 27 Sep 2019 | |
| ERRBO and EPA | 2015 - Early retirement reduction buy-out (ERRBO) | 27 Mar 2015 |
