There are 24 tables associated with this guidance note, listed in the table below, which shows:

• Table ID - the name assigned to the table of factors in the Consolidated Factor Workbook.
• Alternative table ref. - this shows the name assigned to the tables of factors in our guidance notes prior to the introduction of the Consolidated Factor Workbook and may still be referred to in the explanations of the formulae within this guidance.
• Factor Type, Section, Description, Gender - give information about the tables of factors so that you can verify that the appropriate table is being used for the circumstances of the case

The required factors can be found by locating the correct table from the Consolidated Factor Workbook, which can be found by selecting the Consolidated Factor Workbook tab in the navigation bar above or use the Download current Consolidated Factor Workbook button on the right of the scheme homepage.

Table ID	Alternative table ref.	Factor type	Section	Description	Gender
201	NA1	CETV	1988	Non club transfer value factors for deferred benefits payable from 60	Male
202	NA2	CETV	1988	Non club transfer value factors for deferred benefits payable from 60	Female
203	D1	CETV	1988	CETV factors for deferred benefits payable from 50	Male
204	D2	CETV	1988	CETV factors for deferred benefits payable from 50	Female
205	NF1	CETV	1988	Non club transfer value factors for active members entitled to immediate benefits	Male
205C	F1	CETV	1988	Club Transfer value factors for active members entitled to immediate benefits	Unisex
206	NF2	CETV	1988	Non club transfer value factors for active members entitled to immediate benefits	Female
301	G1	PenCE	1988	Pensioner cash equivalent factors for divorce purposes - retirement not on grounds of ill health	Male
302	G2	PenCE	1988	Pensioner cash equivalent factors for divorce purposes - retirement not on grounds of ill health	Female
303	H1	PenCE	1988	Ill health pensioner cash equivalent factors for divorce purposes - retirement on grounds of ill health	Male
304	H2	PenCE	1988	Ill health pensioner cash equivalent factors for divorce purposes - retirement on grounds of ill health	Female
313	K	Pension Credit	1988	Factors for calculating the pension credit	Male & Female
319	M	Pension Credit	1988	Factors used in the calculation of Adjustment B	Male & Female
320	N	Pension Debit	1988	Adjustment to pension debit on retirement - normal health	Unisex
321	P	Pension Debit	1988	Adjustment to pension debit on retirement - ill health	Unisex
322	Q1	Pension Debit	1988	Factors for calculating the pension debit retirement timing factor - normal health	Unisex
323	Q2	Pension Debit	1988	Factors for calculating the penson debit retirement timing factor - ill health	Unisex
324	R	Pension Debit	1988	Factors for calculating the pension debit retirement timing factor	Unisex
325	S1	Pension Debit	1988	Factors for calculating the pension debit retirement timing factor - normal health	Unisex
326	S2	Pension Debit	1988	Factors for calculating the pension debit retirement timing factor - ill health	Unisex
327	T1	Pension Debit	1988	Factors for calculating the pension debit retirement timing factor - normal health	Unisex
328	T2	Pension Debit	1988	Factors for calculating the pension debit retirement timing factor - ill health	Unisex
329	U1	Pension Debit	1988	Factors for calculating the pension debit retirement timing factor - normal health	Unisex
330	U2	Pension Debit	1988	Factors for calculating the pension debit retirement timing factor - ill health	Unisex

Club Factor Tables

The following tables from the Consolidated Factor Workbook from the Club Memorandum may be needed to carry out calculations under this guidance.

Table ID	Alternative table ref.	Factor type	Section	Description	Gender
0-102	Table 2	CETV	Club	Central Factors for Normal Pension Age of 60	Unisex