There are 5 tables associated with this guidance note, listed in the table below, which shows:

• Table ID - the name assigned to the table of factors in the Consolidated Factor Workbook.
• Alternative table ref. - this shows the name assigned to the tables of factors in our guidance notes prior to the introduction of the Consolidated Factor Workbook and may still be referred to in the explanations of the formulae within this guidance.
• Factor Type, Section, Description, Gender - give information about the tables of factors so that you can verify that the appropriate table is being used for the circumstances of the case

The required factors can be found by locating the correct table from the Consolidated Factor Workbook, which can be found by selecting the Consolidated Factor Workbook tab in the navigation bar above or use the Download current Consolidated Factor Workbook button on the right of the scheme homepage.

Table ID	Alternative table ref.	Factor type	Section	Description	Gender
612	A_06	Scheme Pays AA	2006	Factors for calculating annual allowance debit	Unisex
613	B_06	Scheme Pays AA	2006	Early retirement factor- annual allowance pension debit on retirement before age 65 (not on grounds of ill health)	Unisex
614	C_06	Scheme Pays AA	2006	Early retirement factor- annual allowance pension debit on ill health retirement before age 65	Unisex
615	D_06	Scheme Pays AA	2006	Early retirement factor- annual allowance lump sum debit on retirement before age 65 (retirement not on grounds of ill health)	Unisex
616	E_06	Scheme Pays AA	2006	Early retirement factor - annual allowance lump sum debit on ill health retirement before age 65	Unisex